Pradhan Mantri Jan Dhan Yojana Account 2025 | एसबीआई प्रधानमंत्री जन-धन योजना

Hi Friends, I am Dharma Ram. welcome to our YouTube channel Vishal Digital Platform. About this video- The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a flagship financial inclusion program launched by the Government of India aimed at expanding access to financial services for the unbanked. State Bank of India (SBI), as one of India's largest public sector banks, provides PMJDY accounts with specific features. Key Details About SBI PMJDY Account: Eligibility: Any Indian citizen above 10 years of age can open this account. Even minors (10 years or older) can open an account with a guardian. Features of the Account: Zero Balance Account: No minimum balance is required. RuPay Debit Card: Provides a free RuPay debit card for cash withdrawals and transactions. Accidental Insurance Coverage: Accidental death and disability insurance of up to ₹2 lakh is available (subject to card usage conditions). Life Insurance Coverage: A one-time benefit of ₹30,000 life insurance for accounts opened before a specified cut-off date. Overdraft Facility: Eligible account holders can avail of an overdraft facility of up to ₹10,000 (subject to conditions like satisfactory account operations for at least six months). Direct Benefit Transfer (DBT): Government subsidies and benefits can be directly credited to the account. Interest on Savings: Savings in the account earn interest as per the bank's savings account rate. Documents Required: KYC Documents: Aadhaar card, Voter ID, Passport, or other valid identity and address proof. Simplified KYC Accounts: If full KYC documents are unavailable, accounts can be opened with relaxed KYC norms (Small Accounts). Aadhaar Linking: Aadhaar is not mandatory but is preferred for availing government benefits. How to Open an SBI PMJDY Account: Visit any SBI branch or Customer Service Point (CSP) of Business Correspondents. Submit the required documents. Fill out the account opening form. Mobile and Internet Banking: Basic mobile banking services are available. Internet banking is generally not provided for PMJDY accounts, but users can request upgrades upon meeting eligibility. Additional Benefits: Pension schemes like PM-SYM and APY can be linked to the account. Micro-insurance schemes like PMSBY and PMJJBY are accessible. For further assistance, you can visit the nearest SBI branch or the official SBI website #pradhan_matri_jan_dhan_yojana #pradhanmantrijandhanyojana #pmjdy #jandhanyojana #jandhanaccount #sbijandhanaccount #sbi #sbibank ---------------------------------------------------------- Subscribe my channel to get new video notification. ---------------------------------------------------------- Topic Cover in This Video:- SBI Jan Dhan Yojana Pradhan Mantri Jan Dhan Yojana SBI PMJDY account How to open Jan Dhan account Jan Dhan Yojana benefits PM Jan Dhan Yojana SBI Jan Dhan account details SBI zero balance account Government schemes SBI PMJDY SBI account features Jan Dhan account kaise kholte hain SBI bank account online PM Jan Dhan Yojana 2024 Pradhan Mantri Jan Dhan Yojana 2025 Financial inclusion in India SBI Yojana account benefits sarkari dna pradhan mantri jan dhan yojana sbi jan dhan account convert to normal account sbi jan dhan account convert to saving account jan dhan yojana bank account jan dhan account kaise khole online jan dhan account how to open jan dhan account jan dhan account kaise khole jan dhan yojana how to open jan dhan account online jan dhan yojana bank account opening online sbi pm jan dhan yojana jan dhan yojana bank account facilities jan dhan khata online kaise khole jan dhan yojana apply online ______________________________________________________________________ { Follow us on other social media accounts👇🏾👇🏾} Subscribe ►    / @vishaldigitalplatform   Subscribe ►    / vishaldigitalexpert   Subscribe ►    / @komalhometuition   Facebook ►   / vishaldigitalplatform   Instagram ►   / vishal_digital_platform   Disclaimer- The video is made solely for educational purposes and is not created with an intent to harm, injure or defame any person, body of persons, association, company or anyone. Details in the video like Home address, Email addresses, Sign-in credentials, Phone numbers, Passport number, Bank account information are demo do not belong to a real human. some contents are used for educational purposes under fair use. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. Thanks For Watching This Video