💡 Before you fall in love with a house… make sure you ask THESE 5 questions first! Most people

💡 Before you fall in love with a house… make sure you ask THESE 5 questions first! Most people focus on finding the perfect home—but forget to ask the right questions about the loan. These can save you THOUSANDS before you even close. ✅ What loan programs do I qualify for? → FHA, VA, USDA, Conventional… each comes with different perks. Picking the right one can make a HUGE difference. ✅ What’s my TOTAL monthly payment? → Your mortgage isn’t just principal & interest—factor in taxes, insurance, and HOA fees to know your real number. ✅ Is there a prepayment penalty? → Some loans charge fees if you pay off early or refinance. Always ask. ✅ What happens if rates change before closing? → Timing matters. Rate locks can protect you and save you big money. ✅ What are the TOTAL upfront costs at closing? → Don’t forget inspections, title fees, lender fees, appraisal, etc. Be prepared so nothing catches you off guard. 📲 Want to see what this looks like step-by-step? Comment “HOME” and I’ll DM you my free Home Buying Prep Guide. #MortgageTips #HomeBuying2025 #RealEstateHacks #LoanAdvice #VermontHomes #MortgageHelp #FirstTimeHomebuyer #SmartHomeBuying #PropertyTips #HomeownerGoals #VermontRealEstate #RealEstateTips #HouseHuntingGuide #LoanChecklist #MoneySmart #HomeBuyingJourney #HomeLoanTips #FinancialGoals #HouseGoals #DreamHomePlanning