Open Bank of Baroda Zero Balance Account | BOB Saving Account Opening Online

Government bank - Bank of Baroda offers a Savings Account which is Zero Balance. It allows customers to open an account without maintaining any minimum balance. Website - https://www.bankofbaroda.in/personal-banki... Here are some key features of this type of account: No Monthly Average Balance Requirement: There are no monthly maintenance charges for the zero balance account. Free Online Banking: You can access your account and manage your funds through internet banking and mobile banking without any additional charges. ATM/Debit Card: You’ll receive a free ATM/debit card, allowing you to withdraw cash and access other services at ATMs. Interest on Savings: The account earns interest on the balance in the account, subject to the terms set by the bank. Accessibility: You can access your account through multiple channels like ATM, mobile app, and internet banking. You can also deposit and withdraw cash at the bank branch. No Minimum Balance Requirements: As the name suggests, the zero balance savings account doesn’t require you to maintain any minimum balance in your account. Eligibility: Age: Anyone can open this account, but you may need to meet age-specific requirements (e.g., minors require a guardian). Documents: Generally, you'll need documents like KYC (Know Your Customer) documents (Aadhaar card, PAN card, passport, etc.) for identification and address proof. How to Open: You can open a Zero Balance Savings Account with Bank of Baroda either by visiting a branch or through their online application process. Online: Visit the Bank of Baroda website or use the mobile banking app to apply online. Branch: Visit a nearby Bank of Baroda branch with your necessary documents, fill out the form, and submit them. Charges: Typically, there are no charges for account maintenance, but fees might apply for specific transactions (e.g., for issuing a cheque book, ATM withdrawals beyond a certain limit, etc.). It's a good option for those who are looking for a savings account without the need to maintain a high minimum balance. Bank of baroda offfers two type of zero balance savings account 1)bob bro savings account 2)bob lite savings account