🏡 Home Loans Explained! What Every Buyer Needs to Know 💰

🏡 Home Loans Explained! What Every Buyer Needs to Know 💰

Buying a home? Understanding your loan options is key! In this episode of Beyond the Base NC, we sit down with Kevin Rodriquez from Encompass Lending to break down Conventional, VA, FHA, USDA, and Assumable Loans, plus Down Payment Assistance Programs in NC. Whether you're a first-time buyer, military family, or seasoned homeowner, this episode is packed with expert loan advice! 🔹 What You’ll Learn in This Episode: ✔️ The difference between Conventional, VA, FHA & USDA loans ✔️ Who qualifies for Down Payment Assistance in NC ✔️ Loan myths—Do you really need 20% down? ✔️ How interest rates impact your home loan ✔️ Market trends & expert tips for today’s buyers At The Real Estate Boutique, we help buyers navigate the home loan process with confidence. If you're looking to buy in Fayetteville, Hope Mills, Fort Bragg, Raeford, or any other surrounding area in North Carolina, we’ve got you covered! ============================== TIMESTAMPS: Do you need 20% down? 1:10 Interest rate effects: 1:41 Self Employed: 2:10 How can buyers prepare: 2:57 Two important questions: 4:47 Conventional Loans: 5:39 VA Loans: 7:38 FHA Loans: 9:35 VA Loan misconception: 10:11 USDA Loan: 12:41 Assumable Loan Option: 14:35 First Time Home Buyers: 19:45 ============================== Let's Connect!⬇️ ============================== The Real Estate Boutique Website ➡️ https://www.myrealestateboutique.com/ Martina Erdmeier, REALTOR®️/Broker in Charge, ABR,SRS,MRP,RENE,SFR Email 📧 [email protected] Contact Card ➡️ https://linktr.ee/TheRealEstateBoutique Jennifer Morris, REALTOR®️ Email📧- [email protected] Contact Card➡️ https://popl.co/card/OLb5uT7i/1/s Vanessa Lugo Agosto, REALTOR®️, MRP, ABR- Habla Espanol! Email 📧[email protected] Contact Card➡️ https://hihello.me/p/aa64bd3d-0b5f-4fd3-93... NEED TO GET PRE-APPROVED?? ➡️Kevin Rodriguez, Regional VP | NMLS ID 110776 📱910-987-3490 📧 [email protected] Special Thanks to Vic Frost; Deep Freeze Productions https://www.facebook.com/profile.php?id=10...