Why You Need a Preapproval Letter Before You Start House Hunting

Before you start scrolling Zillow or scheduling showings, you need one thing first — a mortgage preapproval letter. In this video, I explain why getting preapproved is step one in the homebuying process, how it strengthens your offer, and how it helps you avoid costly surprises later. Whether you're a first-time buyer or moving up, this step matters more than you think. Southern California Home Buyer is your trusted source for mortgage education, especially for first-time homebuyers. From FHA vs Conventional loans, credit scores, and debt-to-income ratios to down payment assistance and refinancing strategies, I break down the mortgage process in simple, clear terms. I’m passionate about helping people overcome the fears and self-limitations that hold them back from buying a home—because I was once there too. My goal is to give you the knowledge and confidence to make smart financial decisions and start building generational wealth through real estate. ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Planning to buy a home? Let's chat!! 📱 Call or Text: (760) 571-0131 📨 Email: [email protected] 📅 Zoom: https://calendar.app.google/wrebyZsuW... ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ Subscribe for mortgage tips that move you closer to homeownership. 00:00 Introduction 00:15 What is a Preapproval? 00:49 What documents do you need to provide? 01:58 What is the lender looking for? 02:54 Common mistakes 03:11 Things to avoid 03:36 How long does it take? 03:49 Like & Subscribe