Here's how I used the Backdoor ROTH IRA

YOU don’t have to stress about RMDs… Well, you do—unless you use a Roth IRA to avoid them. Here’s the deal: Traditional IRAs force you to take required minimum distributions (RMDs) at a certain age. This means you’ll have to withdraw and pay taxes on that money. But Roth IRAs? No RMDs. No tax surprises. Converting to a Roth IRA now means fewer headaches later, plus your money can keep growing for your heirs. But before you jump in, there’s something you need to know—the 5-Year Rule. Each Roth conversion starts its own 5-year clock before you can withdraw the converted money penalty-free. Miss that? You could owe a 10% penalty. And ain’t nobody got time for that. That’s why making backdoor Roth IRA contributions yearly is key to maximizing your tax-free growth. Want a step-by-step guide? In my latest video, I teach you step-by-step how to do this the right way! Here I tell you 10 essential things you NEED to know (not everyone knows about #7!!) Don't forget to subscribe to my YouTube channel (link in my bio) Your coach, Brittne 💛 PS. If you're a woman in healthcare, share this with your colleagues so they don’t miss out!