SBI Phonepe Black vs Purple Credit Card: Which is Better?

sbi phonepe credit cards: https://www.phonepe.com/credit-cards/... Choosing between the PhonePe SBI Black and Purple Credit Cards can be confusing — both look attractive, both give rewards, and both are promoted heavily. In this video, I break down both SBI PhonePe credit cards in simple terms, explain how rewards actually work, and show which card fits your spending style. If you’re searching for a SBI PhonePe Black Credit Card review, this video explains the exact earning structure — including how you get 10 points per 100 rupees on PhonePe spends, 5 points on online shopping, and why the cap matters when calculating real value. You’ll also learn how to redeem points, the 24-month validity rule, and how to avoid losing points due to inactivity. We also cover the SBI PhonePe Black Credit Card benefits like milestone rewards, annual fee waiver, and lounge access. We also dive into the SBI PhonePe Purple Credit Card review and compare its benefits with Black — including who should choose this card, how the 3 points per 100 rupees system really works, and in what spending patterns the Purple card delivers higher value than expected. You’ll understand the realistic SBI PhonePe Purple Credit Card benefits, including welcome vouchers, milestone rewards, and renewal fee waiver. By the end of this video, you’ll know: • Which card gives maximum rewards for your spending pattern • Whether Black’s higher annual fee is justified • How to redeem points smartly for maximum value • The fastest way to get approved and start using the card in the PhonePe app If you want practical credit card advice instead of marketing hype, you’ll find this breakdown extremely helpful. #SBIPonecPeCreditCard #SBIPonecPeBlackCreditCardBenefits #SBIPonecPePurpleCreditCardBenefits