Citi Double Cash Credit Card Review

The Citi Double Cash Credit Card, is it still the best all-around credit card? The short answer is yes, read on to find out why. Let’s start out with the negatives on this card: • The recommended credit score is 720-850 which falls solidly in the “excellent” range with regards to credit. So, if you’re just starting out or don’t have the best credit score then you probably won’t be approved • As opposed to some other cash back cards that I’ve seen, the cash back isn’t earned instantaneously, rather it is reflected at the end of every statement period. • An additional point to consider is how the cash back is rewarded. You earn 1% cash back on all of your purchases, then earn another 1% cash back when you pay off your card. Depending on when your card payment is processed, you could have to wait up to a month to receive the additional percentage cash back • For frequent traveler’s there are better cards out there that focus on travel rewards to get the most bang for your buck. A caveat on traveling is that this card does have a foreign transaction fee of 3%. If you travel overseas often for business or pleasure, make sure you have another card that doesn’t have a foreign transaction fee. • A final negative worth mentioning is that the only intro bonus offered on this card is a balance transfer. Now while we don’t recommend picking a credit card based on it’s introductory bonuses, it’s worth noting there aren’t any special incentives with this card. With the cons out of the way, let’s get onto the pros that make this the best all-around credit card. • The first and biggest reason for anyone to get this card is the 2% cash back on all purchases, with no limits on the amount of cash back you can earn. • Another pro is the lack of an annual fee, there are no minimum purchases needed before the card provides a net positive for you. • The last pro is that this card is extremely simple and straightforward to use, no hoops to jump through to get your cash back. Every purchase with this card is savings back in your pocket. And that about wraps it up, The Citi Double Cash Card is extremely easy to use and gives you cash back on every single purchase, which makes it the perfect card to put all your routine purchases. 0:00 Is it still the best? 0:34 The Negatives 2:18 The Positives 3:21 The Verdict #citidoublecashcard #creditcards #bestcreditcard ☑️Our Channel subscribe:    / @apennypinchersguide   ☑️Our website: https://apennypinchersguide.com/ Follow us: Facebook: https://www.facebook.com/APennyPinche... Instagram:   / apennypinchersguide   Twitter:   / candrbooks   DISCLOSURE: We are not financial advisers. The ideas presented in this video are for entertainment purposes only. Although the information is researched and vetted beforehand, it may not be up to date at the time of viewing. Please do your due diligence and research on the topic. You (and only you) are responsible for the financial decisions that you make.