Sukanya Samriddhi Yojana 2025| Sukanya Samriddhi Yojana Complete Details in Hindi #sukanyayojana
Sukanya Samriddhi Yojana 2025| Sukanya Samriddhi Yojana Complete Details in Hindi About this video: The Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme in India for the girl child, aimed at building a corpus for her future education and marriage. Key features include a minimum annual deposit of ₹250, a maximum of ₹1.5 lakh, a 21-year maturity period, and tax benefits under Section 80C for deposits and tax-free interest and withdrawals. The scheme encourages parents to open an account for a girl child under the age of 10 in designated banks or post offices. Eligibility and Account Opening Beneficiary: Any resident Indian girl child. Guardian: Parents or legal guardians operate the account until the girl turns 18. Age: The account must be opened before the girl child turns 10 years old. Limit: Only one SSY account can be opened per girl child, with a maximum of two accounts for families with more than two daughters. Institutions: Accounts can be opened at Post Offices and authorized commercial banks. Deposits and Maturity Minimum Deposit: ₹250 per financial year. Maximum Deposit: ₹1.5 lakh per financial year. Deposits: Can be made in a lumpsum or in installments, for up to 15 years from the opening date. Account Maturation: The account matures after 21 years from the date of opening. Defaulted Account: If the minimum annual deposit isn't made, the account is considered defaulted and can be revived by paying a fine of ₹50 per year of default, until 15 years from opening. Withdrawal and Closure Premature Closure: The account can be prematurely closed in case of the girl's marriage after she attains the age of 18, with specific timelines (1 month before or 3 months after the marriage date). Partial Withdrawal: After the girl turns 18 or passes the 10th standard, up to 50% of the available balance can be withdrawn for her education. Maturity: The account matures after 21 years, or at the time of marriage of the girl after she is 18. Tax Benefits Triple Exempt Benefit: Deposits, the interest earned, and the amount withdrawn upon maturity are tax-free under Section 10 of the Income Tax Act. #sukanyayojana #sukanyaaccount #sukanyasamriddhiyojana Follow Us On Facebook :https://www.facebook.com/profile.php?... Our Channel Best Video Playlist: Loan Videos: • Loan Schemes Videos Govt Scheme Investment Video: • Govt Schemes Videos Credit Card Videos: • Playlist Mutual Fund Videos: • Mutual Fund & ETF Videos Income tax Help Video: • Income Tax Rules Videos Disclaimer: Fin Plus Tech is not a registered Investment, legal or tax advisor or a broker/dealer. All Investment/ Financial Opinions expressed by Fin Plus Tech are from the personal research and are intended as educational material. Although Best efforts are made to ensure that all information is accurate and up to date, occasionally unintended errors may occur. All Information in this video for educational purpose only. Please Do your Own research before making any investment based on your personal circumstances. Our content is intended to be used and must be used for information purpose only. Please seek the advice of your financial, legal, tax or professional advisor before taking any decision. Copyright Disclaimer under section 107 of the copyright act 1976, allowance is made for " fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research.
