USDA Loan Requirements & Who Qualifies?

USDA Loan Requirements & Who Qualifies?

Dreaming of owning a home in the country? ๐Ÿก In this video, Iโ€™m explaining everything you need to know about USDA loans, including how to qualify, the benefits of 100% financing, and tips for saving on mortgage insurance! ๐ŸŒŸ If you're considering buying in a rural area or want to know if you're eligible for a USDA loan, feel free to reach out. ๐Ÿ‘‰ Book a free assessment today: https://cali.buyerwebinars.com/book Timecodes: 0:00 - Intro 0:19 - Meet Amy Debusk, Certified Mortgage Planner 0:26 - What is a USDA Loan? 0:45 - 100% Financing (No Down Payment) 0:55 - Key RequirementS 1:15 - USDA Property Restrictions 1:30 - No PMI, But USDA Guarantee Fees Explained 2:00 - Comparing USDA to FHA and Conventional Loans 2:23 - USDA Debt-to-Income Ratio Requirements 2:36 - Example 3:01 - How to Check Eligibility and Get Started #USDAloan #MortgageTips #CountryLiving #RuralProperty #AmyDeBusk #CertifiedMortgagePlanner #HomeLoans