How Banks Earn Money? | Business Model of Banks | Dhruv Rathee

Banks are often perceived as a money lending entity, but have you ever thought about how do Banks earn money? What is their Business Model? How do they provide you interest over your Deposits? What if all its customers want to withdraw their money at one time? I explain the economics behind how banks earn money and also explain some important concepts such as Cash Reserve Ratio (CRR), Statutory Liquid Ratio (SLR), Bank Run, Non Performing Assets (NPA), etc. in this video. ---------------------------------------------------- DOWNLOAD MY APP: 📱Android app: https://play.google.com/store/apps/de... 📱iOS App: https://apps.apple.com/ie/app/dhruv-r... MY FAVOURITE EQUIPMENT: 🎥 Studio Camera: https://amzn.to/2McQ8Vs 🔎 Studio Camera Lens: https://amzn.to/365fYSs 📸 Vlogging Camera: https://amzn.to/2Y6hoaP 🥢 Vlogging Tripod: https://amzn.to/2KKdcuq 🎙 Podcast Mic: https://amzn.to/3qLPkpq MY FAVOURITE BOOKS: 📖 Sapiens - https://amzn.to/38QX56d 📖 Homo Deus - https://amzn.to/3o1nzIB 📖 Mahatma Gandhi - https://amzn.to/3n5fQYN 📖 Juli’s Hindi Learning Book - https://amzn.to/3bhAcvx FOLLOW ME ON: 📩 Telegram: https://t.me/dhruvratheechannel 📸 Instagram:   / dhruvrathee   🐦 Twitter:   / dhruv_rathee   ▶️ Youtube Channel:    / dhruvrathee   🎦 Vlog Channel:    / dhruvratheevlogs   MORE VIDEOS: 🗺 Ground Reports:    • Ground Reports   🇺🇳 International Issues:    • Current Affairs (World)   💲 Finance Videos:    • Financial Education   📚 Educational Videos:    • Educational Videos   🇮🇳 Indian Issues:    • Current Affairs (India)   🎦 My Vlogs:    / dhruvratheevlogs   ---------------------------------------------------- 00:00 - Introduction 00:32 - Money from Interest Difference 03:24 - What is Bank Run? 05:39 - Other Sources of Bank's Income 06:56 - SBI vs HDFC Comparison 10:46 - Conclusion