Are you really financially ready to buy a home?

🏡 Are You Actually Ready to Buy a Home? Let’s Find Out! 🔍💰 Thinking about buying a home but unsure if you’re financially prepared? Here’s a simple checklist to help you decide: ✅ Emergency Fund – Do you have 3-6 months of living expenses saved? 💰 ✅ Debt-to-Income Ratio – Your mortgage, taxes, & insurance should be less than 1/3 of your gross monthly income. 📊 ✅ Down Payment & Closing Costs – Most first-time homebuyer loans require 3-5% down, but other options exist, like VA loans. Still not sure? Use our affordability calculator on our website or DM us for a personalized assessment! We’ll walk you through the process and help you figure out the best next steps. 📲✨ #HomeBuyingTips #AreYouReady #MortgageExperts #FirstTimeBuyer #OrlickiGroup #SmartHomeBuying #AffordabilityCheck #BuyWithConfidence