Post Office New Scheme Telugu 2025 | POMIS Scheme 2025 | Post Office Telugu 2025

Friends e video lo POSIM Scheme gurinchi clear ga theliyachesamu chudandi.nachhithe Like, Share, Comment cheyandi. 1.Telegram : https://t.me/financefriendtelugu 2.Instagram :   / financefriendtelugu   The Post Office Monthly Income Scheme (POMIS) is a popular investment scheme offered by India Post, providing a fixed monthly income with low risk. Here are the key details: 1. Key Features of POMIS 1. Guaranteed Monthly Income – Interest is credited every month. 2. Low-Risk Investment – Backed by the Government of India. 3. Fixed Interest Rate – Reviewed quarterly by the government. 4. Lock-in Period – 5 years. 5. Multiple Account Types – Single or Joint. 6. Reinvestment Option – Can be reinvested in a Post Office Recurring Deposit (RD). 2. Eligibility 1. Indian residents (NRIs are NOT eligible). 2. Individuals above 10 years of age can open an account. 3. Interest Rate (As of Q1 2024) 1. 7.4% per annum (subject to change quarterly). 2.Interest is paid monthly and can be withdrawn or auto-credited to a savings account. 4. Premature Withdrawal Rules Before 1 year: No withdrawal allowed. Between 1-3 years: 2% penalty on deposit amount. Between 3-5 years: 1% penalty on deposit amount. 5. Tax Implications 1.No TDS (Tax Deducted at Source) on interest. 2.Interest is taxable as per the investor’s income tax slab. 6. How to Open a POMIS Account? 1. Visit the nearest Post Office. 2. Fill out Form-1 and submit KYC documents. 3. Deposit cash/cheque 4. Account is opened, and you receive a Passbook. Q & A post office monthly income scheme post office monthly income scheme 2025 post office monthly income scheme 2025 telugu post office monthly income scheme interest rate 2025 post office monthly income scheme for senior citizens post office monthly income scheme for women post office monthly income scheme online apply post office monthly income scheme in telugu latest post office monthly income scheme benefits in telugu what is post office monthly income scheme post office new scheme 2025 post office new scheme 2025 rd post office latest scheme 2025 post office new scheme 2025 telugu best post office scheme 2025 best post office scheme 2025 telugu best post office scheme 2025 for women best post office scheme 2025 for senior citizens post office best fd scheme 2025 best scheme in post office best scheme in post office for girls best scheme in post office for investment best investment schemes in post office india best scheme in post office in telugu best saving scheme in post office 2025 in telugu post office scheme for children post office schemes for boy child in telugu post office schemes for girl child in telugu