What Is Par Rate on VA Loans? VA Loan Interest Rates Explained
#valoan #vahomeloan #vabenefits #vahousingeducation #FedFundsRate Schedule a Call Today: https://bit.ly/VA_Appointment Did you know that the mortgage rate you’re offered can vary between lenders—even if your credit score and down payment are the same? In this video, we break down par interest rates and how they impact VA home loans. If you're a veteran, active-duty service member, or military spouse looking to buy a home with a VA loan, understanding how lenders determine interest rates is crucial to securing the best deal. 🔎 In This Video, You'll Learn: ✅ What a par interest rate is and why it matters ✅ How VA loan interest rates are determined ✅ Why some lenders charge more due to overhead costs ✅ How to compare mortgage rates and fees correctly ✅ When a rate buy-down makes sense for VA buyers ✅ The truth about seller and lender credits ✅ How the VA funding fee impacts your loan if you don’t have a disability rating 💰 Avoid Overpaying on Your VA Loan! Many lenders market "low rates," but hidden fees and discount points may mean you're actually paying more. This video will help you spot red flags when shopping for VA mortgage rates, so you can make the best financial decision for your future home. 🔔 Subscribe for More VA Loan Tips We help veterans, active-duty military, and their families navigate the home-buying process with expert insights on VA loan benefits, real estate strategies, and mortgage hacks. Hit that LIKE button and SUBSCRIBE for more content! 📩 Have Questions? Drop a Comment! If you’re wondering about VA loan rates, lender fees, or home-buying strategies, let us know in the comments! We create videos based on what YOU need to know. ► ► Get Pre-Approved With My Team → https://bit.ly/ApplyToday_VA ► ► Get Your Certificate of Eligibility → https://bit.ly/COEreview 🏦 FREE Loan Estimate REVIEW → https://bit.ly/EstimateReview -- Disclaimer -- DISCLAIMER: The content of VA Housing Education/VA Housing Education at Waterman Bank Channel is for educational purposes only. VA Housing Education Channel is provided under license by Waterman Bank. Waterman Bank will not extend credit of any kind without speaking to a Waterman Bank mortgage loan originator. The information on the VA Housing Education/VA Housing Education at Waterman Bank Channel should not directly be used to make decisions on home offers, purchasing decisions, is not guaranteed to provide specific results, imply lending terms, qualification amounts, or real estate advice. Any calculations should be verified independently. For real estate purchase advice consult licensed real estate, financial and legal professionals for advice. The views expressed on the VA Housing Education Channel and in all videos are those of the author or person presenting and do not represent those of Waterman Bank and are not intended to provide legal or compliance advice. The VA Housing Education/VA Housing Education at Waterman Bank Channel is not affiliated with or approved by the U.S. Department of Veterans Affairs (VA) or any other government agency. Contact Waterman Bank for your lending needs. Visit www.watermanbank.com or call 815-264-3201. Equal Housing Lender. NMLS #414704. Waterman Bank. Member FDIC. #VALoanEducation #VeteranSupport #MilitaryFamilies #HomeBuyingTips #RealEstateAdvice #MortgageTips #VAHousingEducation #VALoan #VAHomeLoan
