How to calculate a DSCR Loan - Step by Step

Before you apply for a DSCR loan, you need to know your number. Ryan walks through the exact DSCR calculation step by step using a real rental property example, so you know exactly where you stand before you talk to a lender. This is the formula every investor should know before buying rental property. ✅ What you'll learn: 00:00 – What DSCR means and why it matters 01:00 – The DSCR formula: gross rent ÷ PITIA 02:30 – Step-by-step example with a real property 03:30 – What DSCR ratio lenders require (typically 1.0–1.25) 04:30 – What to do if your DSCR is too low 05:30 – How to use our DSCR calculator 📊 Use our free DSCR calculator: → https://www.seimortgage.com/dscr-loan → Apply when you're ready: https://www.seimortgage.com/apply 📞 Get your deal reviewed by Ryan: → https://calendly.com/ryan-elendingtea... #DSCRLoan #DSCRCalculation #RentalPropertyFinancing #HowToCalculateDSCR #RealEstateInvesting #InvestmentProperty #SEIMortgage