How I'm Investing With The Changes To The Australian Budget

One month into the journey and the portfolio is already moving. In this video I give you my raw, unfiltered thoughts on where everything sits right now, what the numbers actually look like, and what I'm planning to buy next — including topping up NDQ and IOO as my core long-term compounders. Then we get into the big one. The 2026 Federal Budget just dropped and it's one of the most significant budgets for everyday investors in years. I break down exactly what it means for someone like me who is building a growth ETF portfolio outside of superannuation. The good news? ETFs, fully franked dividends, and superannuation just became even more attractive. They're long-term holds that benefit from the current rules and in the case of super — are completely protected from the CGT changes altogether. The bad news? When I eventually do sell, I'll be paying approximately 10 to 15% more in tax on those gains. On a portfolio targeting $2 million, that's not a small number. I do the maths and explain exactly what that means for the long-term plan. Here's the thing though — the changes don't take effect until 1 July 2027. That gives me roughly 13 months to continue executing my current strategy of short-term thematic ETF trades and speculative positions before rotating everything into core long-term holdings like NDQ and IOO ahead of the cutover. This is real money, real decisions, real tax consequences. No fluff, no financial advice — just an open book on exactly what I'm thinking and why.