HELOC vs Home Equity Loan 2025 – Fed Cuts, Lower Prime & Best Banks Revealed

The Fed just cut rates again — and the prime rate dropped to 7.25%. That means big changes for your HELOC or home equity loan in 2025. In this live stream, MG The Mortgage Guy breaks down exactly how Fed cuts affect HELOC rates, explains the differences between HELOCs and home equity loans, covers current lender guidelines, and reveals the top banks and credit unions offering the best HELOC deals right now. Subscribe and turn on notifications so you don’t miss future live sessions and updates.