The BIG Secret to Wealth Creation: Start Small, Think Big! | Ft. Kushal Lodha

Want to turn ₹8,000/month into ₹5 CRORES? Sounds crazy, right? But it's not! In this episode of Wealth Creation Simplified, an investor education and awareness initiative by Bajaj Finserv Mutual Fund, we break down the REAL power of compounding and how even small, disciplined investments can lead to massive wealth. Who better to explain than Kushal Lodha—CA, entrepreneur, and finance content creator—who’s helped thousands of Gen Z investors understand money the right way! 🔹 Key Takeaways: ✔️ The Cost of Delay: How waiting just 1 year can cost you ₹52 LAKHS! ✔️ Why most people fail at investing (and how to fix it). ✔️ SIPs vs. Stocks: Which is better for beginners? ✔️ Why Warren Buffett made 90% of his wealth after 50 (The Compounding Effect). ✔️ Volatility? Here’s why market crashes are actually good for investors! 🗣️ "Compounding is the 8th wonder of the world—but only for those who start early!" 🗣️ "If you delay your SIP by even one year, you could be losing lakhs—just for waiting!" 🗣️ "SIPs won’t make you rich overnight, but if you stay consistent, they WILL make you rich!" Chaptering: 00:00 - Introduction 02:09 - How the Budget Affects Short-Term Investors 02:41 - Budget Theme: Focus on Consumption 03:41 - The Biggest Misconception in Investing 04:34 - A New Perspective on the Investing/Saving Formula 05:03 - How to Start Your Investment Journey 05:30 - The Hidden Costs of Delaying SIP Investments 06:47 - SIP Explained: What You Need to Know 08:27 - Compounding: How It Works Over Shorter Periods 12:32 - Starting an SIP with Just ₹250 Per Month 16:31 - Mutual Funds Demystified: What They Really Are 21:23 - Why You Shouldn’t Stop an SIP Midway 25:11 - Debunking Common SIP Myths 🔔 Don’t miss out! Watch now and take control of your financial future. Don’t miss out! Catch all episodes of Wealth Creation Simplified on the Paisa Vaisa YouTube channel and your favorite podcast platforms. 📲 Like, share & follow us for all the latest updates on smart investing and financial freedom! Visit www.bajajamc.com to know more about the process to complete a one-time Know Your Customer (KYC) requirement to invest in Mutual Funds. Investors should only deal with registered Mutual Funds, details of which can be verified on the SEBI website ( www.sebi.gov.in/intermediaries.html ). For any queries, complaints & grievance redressal, investors may reach out to the AMCs and / or Investor Relations Officers. Additionally, investors may also lodge complaints on https://scores.gov.in if they are unsatisfied with the resolutions given by AMCs. SCORES portal facilitates you to lodge your complaint online with SEBI and subsequently view its status.   Mutual Fund investments are subject to market risks, read all scheme related documents carefully.