New Mortgage Rules Set to Transform Toronto's Real Estate Market in 2025!

📅 Book An Appointment: https://calendly.com/ariarmani-info Exciting news for Toronto's real estate market in 2025! 🚀 The new mortgage rules, coming this December, are about to make a huge impact—raising insured mortgage caps, introducing 30-year amortizations, and making homeownership more achievable for first-time buyers. In this video Toronto real estate specialist Ari Armani of Royal LePage breaks down what you need to know to make the most of these changes, whether you’re buying, selling, or simply curious. Don’t miss this essential guide as we explore how these rules could bring new opportunities and challenges in the months ahead. Ari Armani is a Real Estate Broker with over 8 years of experience helping clients buy, sell, and invest in residential real estate across the Greater Toronto Area. Prior to becoming a broker, I spent 8 years in the real estate development sector, working as a Construction Manager and later as a Real Estate Investment Analyst. With this combined experience, I’ve gained an insider’s understanding of the market, from the ground up—literally. Whether you’re a first-time buyer, seasoned investor, or looking to sell, I’m here to guide you through every step of the process with confidence, transparency, and expertise. Real estate isn’t just my profession—it’s my passion. Let’s make your real estate goals a reality. ----------------------------------------------------------------------- Chapters: 0:00 - Introduction: Big Mortgage Rule Changes in December 2024 "Discover how the new rules will impact buyers and sellers in the Toronto market!" 0:30 - Step 1: Bigger Budgets for First-Time Buyers "How raising the insured mortgage cap to $1.5M changes the game for first-time buyers." 1:20 - Step 2: 30-Year Amortizations Explained "Lower monthly payments for new homebuyers—what it means for affordability and costs." 2:20 - Step 3: Early 2025 Market Surge Predicted "Why we’re expecting a flood of buyers and growing competition in early 2025." 3:10 - Step 4: Price Stabilization & Inflation Concerns "How price trends and inflation could shape the real estate market in 2025." 4:10 - Step 5: Balancing Short-Term Gains & Long-Term Costs "How to plan wisely when considering 30-year amortizations and larger budgets." 5:15 - Step 6: Sellers’ Strategies for 2025 "How sellers can maximize demand and price their homes strategically in the new market." 6:00 - Conclusion: Let’s Talk About Your Real Estate Goals "Book a meeting and subscribe for more insights into Toronto’s evolving housing market!" ------------------------------------------------------------------------ The opinions and insights shared in this video are solely my own, Ari Armani's, and are not representative of Royal LePage Signature, Royal LePage, or the Toronto Regional Real Estate Board (TRREB). This content is for informational purposes only and should not be considered financial advice or a solicitation for individuals under contract. Please consult with a licensed professional and conduct your own due diligence before making any real estate or financial decisions. This communication is not intended to cause or induce a breach of an existing agency agreement. #torontorealestate https://armanigroup.ca/ #TorontoRealEstate #MortgageRules2025 #FirstTimeHomeBuyer #TorontoHousingMarket #InterestRateCuts #RealEstateInvestment #TorontoHomes #Amortization #HousingTrends2025 #HomeBuyingGuide #MortgageTips #AriArmani #ArmaniGroup https://armanigroup.ca/booking/