How to Negotiate a Car Accident Settlement | Attorney911
https://attorney911.com/ -- If you’ve been in a crash and are trying to get the insurance company to offer you what you deserve, it can be challenging to negotiate a car accident settlement. Insurance companies are notorious for paying you less than what you need to compensate for your injuries and taking advantage of injured people who are not represented by lawyers. FULL ARTICLE: https://attorney911.com/how-to-negoti... As legal emergency personal injury lawyers, we deal with insurance companies every day. While they are trying to minimize your damages, we fight to maximize your recovery. What is a car accident insurance settlement? A car accident insurance settlement is simply the amount of money you agree to accept from an insurance to pay you for your injuries. What normally happens is after you file an insurance claim a claims adjuster will offer you a settlement amount to pay your damages and close the case. It is usually a very low amount, like $500. Once you receive an initial offer, you will have to decide whether to accept it or attempt to negotiate a better settlement. While it’s completely understandable why some people just want to take the initial offer, the first settlement the insurance company offers is always a lowball offer. They want you to agree to accept this little settlement as soon as possible to avoid you hiring an experienced legal emergency car accident lawyer and pursuing the real damages you may be owed for your injuries. Insurance claims adjusters will often approach you with a lowball settlement offer immediately following your accident; when you can’t possibly know the full extent of your injuries. If you take that initial settlement, you’ll have to sign away your right to receive any additional compensation. So, if your medical expenses end up being higher than the offer you accepted, you will be stuck footing the bill on your own. For this reason, it’s a good rule of thumb to refuse all settlement offers until you have fully recovered from your injuries. How do I negotiate a car accident insurance settlement? You wouldn’t pay the sticker price on a new car, so why would you accept the first settlement an insurance company offers? Negotiating with insurance companies is essential for ensuring you receive full compensation for your injuries. Insurance Companies Are Not Your Friends It’s important to remember that insurance companies are not looking out for your best interests; as for-profit businesses, they are looking out for the bottom line. Part of the way insurance companies earn profits is by ponying up the lowest amount of money the claimant will accept for every claim they have to pay. Whether you are working with the other driver’s insurance company or your own, no one you speak with at an insurance company is trying to help you. Insurance adjusters are trained to look for ways to diminish the value of your car accident claim, even if it requires tricking you or twisting your words. The Negotiation Process Keeping the insurance company’s motivations in mind, you should never settle for an offer that is less than you deserve. And you won’t get the reimbursement you’re entitled to without negotiation. If you hire an attorney, you won’t have to deal with the insurance company at all. Once you hire an attorney, insurance companies can’t contact you and may only discuss the case with your attorney. FULL ARTICLE: https://attorney911.com/how-to-negoti... Have questions? We protect victims like you every day. Call 888-ATTY-911 Email [email protected] About Attorney911 Legal Emergency Lawyers™ legal services Attorney911 Legal Emergency Lawyers™ legal services is a Texas-based personal injury and criminal defense law firm with offices in Houston and Austin, though we are proud to serve Texans from all over the state and represent clients in federal court. We handle a wide variety of legal issues — from car accidents to worker’s compensation to DUI/DWI offenses. Our staff is bilingual, friendly, and genuinely passionate about helping our clients, whether it’s a million-dollar case or a thousand-dollar case. We also understand that cost can be a prohibitive factor in hiring a lawyer, and are willing to work with you on structuring payment in a way that is fair and feasible. We do accept credit cards for our hourly fees, and take some cases on contingency, which means you don’t pay us unless and until you get paid yourself. We know that you have a choice in your legal representation, and we believe that what makes us stand out from the competition is our real emotional investment in our clients. We see you as a person — not a paycheck. And we will fight hard for you, because we truly care.
