Pension Lump Sum vs Monthly Payments: Retirement Math Most People Miss

Work with Scott to create a custom Retirement Roadmap for a flat fee. Learn more... https://socratesfp.com Choosing between a pension lump sum and monthly payments is one of the biggest retirement decisions you’ll ever make—and most people never see the full math behind it. In this video, I walk through realistic examples with real dollar amounts, including: • Single-life pension payouts • Joint-life (spousal) pension options • Break-even ages • Longevity and investment return assumptions If you or your spouse are approaching retirement and have a pension decision coming up, this video will help you avoid a costly mistake and choose the option that best fits your retirement plan. I help couples create a custom retirement plan with specific actions you can take to manage your finances without the ongoing expense of traditional investment management. Instead, I provide objective advice, education, and an informed second opinion for a flat-fee. 📌 Want help building your own retirement roadmap? Visit [https://socratesfp.com] to schedule a free intro call. Socrates Financial Planning is a Registered Investment Adviser in the state of Michigan. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation.