PKO Bank Polski Investor Day 2019 | London

SUBSKRYBUJ: https://goo.gl/is6bsw PKO Banking Platform - New Strategy: https://media.pkobp.pl/press-office/p... PKO Bank Polski has updated its strategy, establishing new, ambitious financial goals and extending the time horizon of the strategy. PKO continues following the path of digital transformation, agilely transforming into a Banking Platform. The bank focuses on strengthening its relationships with clients, using latest technologies and personalizing the offering. PKO Bank Polski has announced its new strategy titled “PKO Banking Platform”. The leader of Poland’s banking sector and at the same time the most valuable company listed on the Warsaw Stock Exchange, continues its digital transformation described in 2016 in the previous strategy “We Support the Growth of Poland and the Poles”. In the years to come, it will be making an even greater use of innovation and latest technologies, agilely transforming into PKO Banking Platform. It is also going to strengthen its relationships with the clients through a further, more dynamic development of mobile channels, the use of advanced data analytics and a precise personalization of its offering. The bank’s branch network is going to gradually evolve into advisory and financial education centres. The updated strategy of PKO Bank Polski has expanded its time horizon to 2022 and has gained new, ambitious financial goals. New Financial Goals By the end of 2022, PKO Bank Polski intends to achieve ROE at 12 per cent, reduce the Cost to Income ratio to 41 per cent, keep the cost of risk within the 0.60 - 0.75 range and achieve annual net profit in excess of PLN 5bn. Its goal is to effectively manage its capital adequacy so that the TCR and CET1 ratios enable it to pay dividends. Strategy Based on Four Pillars The updated strategy focuses on four attributes which PKO Bank Polski will be developing and strengthening in the coming three years. The Bank of the Future is to be: Mobile, connected, personal. The digital banking model assumes a growing use of remote channels and further digitizing of the sales and post-sales processes. The bank will be strengthening its relation with customers with a data-driven, personalized offering. This also applies to the development of the sector of businesses and enterprises. On the other hand, the network of branch offices will increasingly be playing an advisory role, supporting the digital education of the customers. Open, innovative. PKO Bank Polski will be taking advantage of the possibilities offered by the API, engaging the power of its whole PKO Group, as it has done so far. It will also be offering its customers services going beyond traditional banking. The Domestic Cloud Provider (Operator Chmury Krajowej - OChK), which the bank has initiated and invested in, will be a channel through which pioneering business services will be sold. OChK is to support the transformation processes and supply innovative technology solutions which are essential in order to speed up the business development of Polish enterprises, regardless of their business volumes. It will also be consistently implementing the international expansion strategy through the development of the network of foreign branch offices as well as tools supporting the operations of Polish enterprises abroad. Digital and efficient. The bank will continue digitizing its processes, employing, among other things – robotics, artificial intelligence and advanced data analytics. Thanks to the use of cloud services, the IT infrastructure will be easily scalable and adaptable to the growing need for computing power. To enhance cybersecurity, PKO Bank Polski will be intensively using new technologies for detecting and responding to risks. Shaping competences of the future. The bank will be developing a friendly and modern work environment. To achieve this goal, it will be using agile methodologies and building autonomous teams, focusing on enhancing cooperation within the organization. It will also be developing technology and leadership competencies, ensuring its employees, especially IT personnel work in a state-of-the-art technology environment. Odwiedź nas na: https://www.pkobp.pl Obserwuj nas w mediach społecznościowych: Facebook:   / pkobankpolski   Twitter: http://twitter.com/pkobp?lang=pl Instagram:   / pkobp   LinkedIn:   / pko-bp   Grupa na Facebooku Dzień Dobry Kariero:   / dziendobrykariero   Bankomania: http://www.bankomania.pkobp.pl