Chicago Is Still Affordable… So Why Does Buying Feel Impossible? (2026 Housing Market) | FTHB Uni

Chicago Is Still Affordable… So Why Does Buying Feel Impossible? (2026 Housing Market) | FTHB Uni

Chicago is supposed to be one of the most affordable major cities in the U.S. — so why does buying a home here still feel impossible? In this video, I break down the real reason why first-time home buyers in Chicago feel stuck, even with good credit, stable income, and savings. This isn’t about headlines or social media opinions — this is what’s actually happening in the Chicago housing market in 2026. We cover: Why housing inventory is still too low in Chicago Why buyers are competing even in a “slow” market The difference between affordability vs accessibility Why home prices aren’t crashing (and likely won’t) Who this market works for — and who it doesn’t What first-time buyers need to understand to actually win A lot of people are waiting for the market to crash — but that’s not how this market is behaving. If you’re trying to buy a house in Chicago or Illinois, this video will give you a real, grounded understanding of what you’re walking into. 🎓 This video is part of FTHB University — a step-by-step series designed to take you from browsing Zillow to closing on your first home. No fluff. No paid consultation. Just real information based on actual market conditions. 00:00 Why Buying in Chicago Feels Impossible 00:35 The Truth Behind “Affordable” Housing 01:30 Why Buyers Still Feel Stuck (Even With Good Income) 02:45 The Real Problem: Housing Inventory Shortage 04:15 Why Homes Still Get Multiple Offers 05:15 Affordability vs Accessibility (What Nobody Explains) 06:30 Waiting for a Market Crash? Here’s the Reality 07:30 Who This Market Actually Works For 08:30 Why “Perfect Timing” Doesn’t Exist 09:15 Should You Buy Now or Keep Waiting? 📍 Chicago Realtor Perspective If you’re serious about buying and want to understand your position in this market, reach out directly. 📲 Connect with me: Instagram:   / isaiahmarkellesley   Facebook:   / isaiahinvests   Tiktok: https://x.com/markelmediamgmt X: https://x.com/markelmediamgmt Website: markelmgmt.com & https://theamicicidalmassacre.com/ Email: [email protected]