Mortgage Update : September 23,2025

They cut rates by 0.25%—and while that might sound small, it can make a big difference for South Florida buyers. 🏡⬇️ Here’s why it matters: ✅ Mortgage rates aren’t set by the Fed, but their decisions ripple through the housing market. ✅ Homes are sitting longer in Miami & Fort Lauderdale, giving buyers more room to negotiate. ✅ Lower rates = renewed confidence + more lender competition. Thinking of refinancing or buying? Now’s the time to run the numbers and see if locking in today is smarter than waiting. 📊 #SouthFloridaRealEstate #HomeBuyingTips #MortgageRates #InterestRates #FedDecision #MiamiRealEstate #FortLauderdaleHomes #RealEstateMarket #BuyersMarket #InvestInMiami#Refinance #MortgageRefinance #HomeLoanRefinance #RefinanceYourHome #LowerYourRate #SouthFloridaRefinance #FloridaMortgage #SmartRefinance #RefinanceTips #RefinanceToday #HouseHunting #DreamHome #HomeBuying #SouthFloridaHomes #FloridaRealEstate #NewHomeJourney #HomeSearch #HouseGoals #MoveInReady #SouthFloridaLiving #MiamiHomes #FortLauderdaleLiving #BocaRatonRealEstate #PalmBeachHomes #SouthFloridaLife #FLRealEstate #CoastalLivingFL #SunnyFloridaHomes #SoFloRealEstate