Why Mortgage Rates Are Dropping | Arizona Housing Market Update – Sept 22, 2025

Mortgage rates are falling, but what does that mean for Arizona home buyers and sellers? Here’s the latest market update for September 22, 2025: 📊 Local Highlights ✔️ 14 cities improved for sellers, but Paradise Valley is slipping with listings up 40% ✔️ Fountain Hills, Scottsdale & Gilbert are leading seller gains ✔️ Entry-level homes under $500K still face weak demand ✔️ Arizona now has 7 seller’s markets, 4 balanced, and 6 buyer’s markets 🌎 National Update ✔️ 91% chance of a Fed rate cut as job growth slows ✔️ Mortgage payments are down ~$250 since May, giving buyers more leverage ✔️ Wall Street expects 2 Fed cuts this year, meaning more affordability could be coming 📥 Stay ahead of the market—sign up for my Weekly Market Update here: magicalsuccessrealty.com/market-update #ArizonaRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #MortgageRates #BuyersMarket #TempeRealEstate #MaricopaHomes #GlendaleAZ #MesaRealEstate #PhoenixMarket #HousingMarket2025 #MortgageUpdate #ArizonaHomes #RealEstateUpdate #InterestRates #HomeSellingTips #ArizonaSellers #SellYourHomeAZ #ListingArizona #SellerMarket #MortgageTips #InterestRateUpdate #ArizonaMortgage #RefinanceOptions #LowRates