How the Fed Affects Loan Rates - Monetary Policy Explanation (Mortgage Personal Loan Auto Loan Etc.)

Simplifying how the Federal Reserve creates incentives for banks to increase their loan rate without setting the actual rates themselves. 0:00 Intro 1:04 The Fed Guidelines / Fed Funds Target 1:39 Open Market Operations / Quantitative Easing 3:17 How Cost-of-Funds Affects Loan Rates / Loan Rate Components My Referrals: Venture X Credit Card: https://capital.one/3u0INdE Chase Sapphire Preferred Credit Card: https://www.referyourchasecard.com/6p... One Finance Checking/Savings Referral: https://share.onefinance.com/invite/R...