ICICI Elevate vs TATA AIG Medicare Premier *DETAILED* Comparison | Pros, Cons & Features | Ditto
Confused about which health insurance suits your needs? Book a free chat with Ditto for spam-free, personalized advice - https://ditto.sh/f0actz Welcome to our channel! In today’s video, we’re comparing two popular health insurance policies: ICICI Elevate by ICICI Lombard Health Insurance and Tata AIG Medicare Premier by Tata Health Insurance. These policies are some of the most discussed options in the market, and we’re here to help you decide which one might be the right fit for your needs. Whether you’re looking for affordability, advanced features, or comprehensive coverage, we’ve got you covered. Key Takeaways: By the end of this video, you’ll learn: The key differences between ICICI Elevate and Tata AIG Medicare Premier. Unique features like Infinite Care, Power Booster, and worldwide coverage. Pros, cons, and the ideal customer for each policy. Why other insurers like Aditya Birla, HDFC Ergo, and Care Supreme might be worth considering. Claim Settlement Ratio & Hospital Networks ICICI Lombard: CSR of 85% with 7,500+ hospitals. Tata AIG: CSR of 96% with an impressive 10,000+ hospitals. Coverage Options ICICI Elevate: Coverage for surrogate mother and Oocyte donor (₹5 lakhs), add-ons like Infinite Care (no sum insured limit), and Power Booster (100% cumulative bonus annually). Room rent is limited to a single private room. Tata AIG Medicare Premier: Coverage up to ₹3 crores with no room rent limits, worldwide coverage (₹10 lakhs), and maternity benefits (₹60,000 for girl child, ₹50,000 for boy child after 4 years). Shared Features Both policies offer: Day care treatment coverage Pre and post-hospitalization Ambulance charges Free health checkups AYUSH and organ donor coverage Cons to Watch Out For: ICICI Elevate: Lower CSR, fewer network hospitals, and room rent restrictions. Tata AIG Medicare Premier: Higher premiums, unnecessary built-in features, and a long maternity waiting period. Add-Ons & Customization ICICI Elevate: Highly customizable with add-ons like Infinite Care, Power Booster, and maternity cover (10% of the base sum insured). Tata AIG Medicare Premier: Most features are built into the base plan, but this results in higher premiums. Conclusion So, which one should you choose? If you prioritize comprehensive coverage and better service metrics, Tata AIG Medicare Premier might be your pick. But if you’re looking for affordability and customizable features, ICICI Elevate by ICICI Lombard Health Insurance could be the better option. Our recommendation? Look into insurers like Aditya Birla, HDFC Ergo, and Care Supreme, which offer more comprehensive features. Make the best choice based on your specific needs, whether it’s network size, budget, or advanced benefits like maternity coverage or worldwide access. Need help choosing the right policy? Book a free consultation with Ditto for spam-free, expert guidance. Don’t miss out— https://ditto.sh/f0actz Our previous videos: Galaxy Health Insurance First Look Review - • Galaxy Health Insurance Initial Revie... Cancer and Health Insurance - • Health Insurance for Cancer Patients ... NEW Claim Success Story - • How Ditto Overturned Insurer's Decisi... Connect with Us: Follow us on Instagram: https://www.instagram.com/joinditto/?... Follow us on LinkedIn: https://www.linkedin.com/company/ditt... Tweet us your questions: https://x.com/joinditto Happy Insurance Hunting #icicielevate #tata
