Mortgage Broker vs Personal Bank | Which Is Right for You in 2025
Trying to decide between a mortgage broker or your personal bank for your home loan? In this video, I break down the key differences so you can confidently choose which option is right for you in 2025 and get the best deal for your mortgage. You’ll learn the pros and cons of each, from flexibility and loan options to rates, fees, and the level of personal service you can expect. Whether you’re buying your first home, refinancing, or investing in real estate, this guide will help you understand how mortgage brokers and banks work — and which one fits your unique needs. Stick around until the end, where I share tips that could save you money and stress when making one of the biggest financial decisions of your life. 📣 Connect with the MTMG team NATIONWIDE! Start here: 👨💼 https://greatmortgagebroker.com 🤝Click here to CONNECT to a GREAT AGENT in your area: https://homeandmoney.com/matt/ Follow me on: ▶ Instagram: / mattthemortgageguyum ▶ Facebook: / mattthemortgageguyum ▶ TikTok: / mattthemortgageguy Subscribe NOW for more mortgage/real estate/finance straight talk: ▶ / @mattthemortgageguy Visit my website for more info ▶ https://mtmg.com/ Business inquiries contact me at ▶ [email protected] A few videos that might be helpful: Matt The Mortgage Guy 💪 Greatest Hits: ▶ Reacting to REDFINS 2022 Housing Market Pr... 👉 • Reacting to REDFINS 2022 Housing Market Pr... Lower ⬇️ Your Mortgage Payment: ▶ 1-0 Buydown | Lower Your Mortgage Payment ... 👉 • 1-0 Buydown | Lower Your Mortgage Payment ... Real Estate Investing 💰 For Beginners: ▶ High earners guide to scaling real estate ... 👉 • High earners guide to scaling real estate ... Buying or Refinancing? APPLY NOW: ▶ https://mtmg.com/apply-online/ More info on buying: ▶ https://mtmg.com/buy/ More info on refinancing: ▶ https://mtmg.com/refinance/ 0:00 – Bank vs. Mortgage Broker? What’s Best for You 0:47 – Key Differences: One Bank vs Multi-Lender Broker 2:05 – Flexibility & Program Options 2:56 – Rates & Fees: Loyalty Discounts vs Shopping 4:06 – Service & Guidance (Availability Matters) 6:02 – Who Should Use a Bank vs a Broker? 7:42 – Closing Thoughts & Industry Shift to Brokers 8:36 – Matching You to the Right Program + CTA Mortgage Broker vs Personal Bank | Which Is Right for You in 2025 #mortgagebroker #personalsavings #mattthemortgageguy
