You Don’t Need 20% Deposit in 2025! Govt Changes Explained #shorts

Most Australians still think they need a 20% deposit to buy their first home — but that hasn’t been true since the 90s. In October 2025, the government expanded the Home Guarantee Scheme, allowing first-home buyers to get in with 5% — and some even with 2%. If rising house prices are scaring you, the real risk is waiting. This video breaks down what every Aussie needs to know before buying in 2025. Topics: 5% deposit, 2% deposit, home guarantee scheme, first home buyer tips, Australia housing market 2025, property advice, real estate Australia. #firsthomebuyer #australiahousing #homeguaranteescheme #propertytips #australianproperty #2025housingmarket #realestateaus #firsthome2025 #housingaffordability #australiapropertymarket