Roth Conversions: When to Consider (And How Much Could Make Sense)

"How Much to Retire" Quiz https://www.402financial.com/how-much... Learn how Roth conversions can be a powerful tax strategy for retirement planning. This video explains the benefits of converting pre-tax retirement funds to Roth IRAs, including timing strategies during lower tax brackets and market downturns. Understand the impact of Social Security on Roth conversions and how to avoid the 'Social Security Tax Torpedo.' Gain insights into how much to convert without increasing your tax bracket, ensuring effective financial planning for a more tax-efficient retirement. 00:00 Understanding Roth Conversions 00:45 Optimal Timing for Roth Conversions 01:21 Market Downturns 01:48 Example 03:08 Added Benefits from A Roth Conversion 03:33 Roth Conversions and Social Security 04:26 Determining Conversion Amounts Subscribe to the channel here: /    / @402financial   ---------------------------- Reach Out For a Free Planning Session https://www.402financial.com/get-started Disclaimer: The content of this video is intended for educational purposes only. This video does not constitute tax, legal, or investment advice. If you wish to act on any of the topics discussed in this video, first consult with your tax, legal, or investment advisor. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.